Ethereum and similar cryptocurrencies go beyond simple digital money by introducing smart contractsprogrammable, self-executing agreements that run automatically when predefined conditions are met https://enrichest.com/en/blog/overview-of-cryptocurrencies-insights-into-their-mechanics-and-utility. This functionality enables decentralized applications (dApps), automated financial services, and tokenization of real-world assets, making cryptocurrencies a versatile alternative to traditional financial systems. They support efficient cross-border payments, enhance transparency, and open up new possibilities for innovation in finance and technology.