I am prepared to walk away from this marriage with no equity if I have to. what I wasn't prepared for was that my ex has a legal right to combine her pension and mine so we have the same.
we have assetts of around £250k in property, shares and savings. That'd be £125k each, but my pension pot is worth around £300k. hers is around £150k. To buy her out of my pension looks like I'm gonna need £150k, so i'll have to find £25k from somewhere. Looks like I'll have to try to claim the £50k or so I've poured into the family home over the past 5 years to come out even. There's no hers and mine, just ours after all this time and starting from nothing.
Or we could equalise our pensions by me giving her half the difference from my pension and reducing my pension to suit (which means I couldn't afford to retire before I was at least 65!)and me keeping the equity share......bloody hell this is complicated.
all i really want is my Guzzi, fishing tackle, hi fi, coffee service and my f@ck*n pension. She can have the rest. In fact if i keep the pension she can have the material possessions. Thank god the sun is shining, the birds are singing, I'm employed, got somewhere to live, a cupboard full of food. And i'm sober!
I suppose this is just another good reason to stop smoking!
I also made a list of why I am going to quit smoking. It costs me £1500 a year. For that i can get 15000 miles of petrol for the bike or 2 years of riding, or an old land rover, or a 5 week holiday in the tropics, or a luxury return flight to australia to see my mate, a 10 year old people carrier, a 15 year old Guzzi Le mans, an old Land Rover, 50 decent meals out or 25 decent meals out for two, 10 weekenbds away in a hotel, a gibson les paul - a real one! not a copy, 3 good suits, a couple years worth of guitar tuition, better blood flow (know what I mean)better endurance (yep, that again)the ability to run, even uphill, clear snot, pale ear wax, less chance of throat infections, les chance of chest infections, not having stinky breath, clothes, house, car, and most importantly paying far less tax to this money grabbing bloody Tory govenrment!
-- Edited by bikerbill on Wednesday 30th of March 2011 12:01:47 PM
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It's not having what you want, it's wanting what you got. BB
@ JerryF - love it. Will do. I like to write stuff down, but often don't know what to do with it then. I've heard of the god pocket and the god box. God box sounds good. In the winter I would burn it on the fire - could still do that I guess.
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It's not having what you want, it's wanting what you got. BB
Whatever it takes to quit smoking. I posted I was quitting on face book and posted "day 1, day 2..." etc every day after that....So...every one of my friends would know I failed if I started up again. Dunno if that was part of why it worked.
Also, with the "divorces" I have been through...I walked away with nothing 2 times because there are no laws at all to divide property in a gay relationship. The first time, the stuff wasn't really mine but I did pay half the mortgage for 4 years and left with nothing. The second time, probably more than half of the stuff was mine and I just left cuz it was killing me to be together any longer....2 grocery bags of clothes and I didn't look back. The day I did that was also my 1st day sober....so quitting bad habits is always good during times of change. Your identity is changing so might as well change it to "Non-smoker."
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Keep coming back. It works if you work it. So work it. You're worth it!
Mark. Took your advice on the written list of quit reasons and stuck it up im the diner, the office and the lounge. Also rearranged the furniture and put other habits in. Got rid of the plastic cig and when I get the urge to smoke I read my list aloud- put a quid in a tin and step outside to breathe deep. Also posting a daily log on fb and have admitted the fail. Thanks for your help and good ideas.
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It's not having what you want, it's wanting what you got. BB